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SIP Calculator
What is SIP Calculator?
A SIP calculator estimates the future value of investing a fixed amount every month at an assumed annual return. It shows the total invested, estimated gains and final value.
How SIP Calculator helps
- Illustrates the power of regular investing
- Compares different monthly amounts
- Shows gains separately from your money
How to use SIP Calculator
- Enter your numbers in the fields (sample values are pre-filled).
- Read the results, which update instantly.
- Change one input at a time to compare scenarios.
Example
500 a month for 10 years at an assumed 12 percent return gives an estimated 116,000, of which 60,000 is invested.
Frequently asked questions
Are returns guaranteed?
No. Market-linked returns vary and can be negative.
Is this financial advice?
No. It is an educational estimate.
What formula is used?
FV = P x (((1+i)^n - 1) / i) x (1+i), with monthly rate i and n months.
Results are estimates for general information only and are not financial, tax or investment advice. Check numbers with a qualified professional.
Last updated October 7, 2026.